In August 2021, experts reported that the number of young adults in Singapore borrowing money has increased. The Monetary Authority of Singapore (MAS) has tightened its restrictions to avoid default risks. But generally, you can count on Singaporeans to pay back their loans on time. From March 2020 to March 2021, the average monthly default rate
Since the pandemic, businesses have gone through the wringer with hits to their profits and workforce. These issues have particularly affected smaller businesses with significantly smaller profit margins. However, the current uncertain times have also made it a perfect opportunity for small businesses to develop innovative and creative strategies to bounce back. If anything, it’s
It’s no secret that people live in their homes for less time than they used to. As a result, the resale value of your home is essential not only when you initially buy it but also when it’s time you sell it. It’s possible to increase this value by making simple renovations and staging your property so
Every business today is prioritizing the planet for various reasons. You need to consider its environmental impact no matter your business’s size. Several natural processes are taking place in different corners of the world. Let us take the example of glaciers melting in various parts of the world. The excess water may not directly impact
Workplace accidents vary in different ways in terms of severity and the way in which they occur. These include collisions, falls, muscle strains, crashes, cuts, and lacerations, among others. In the case of vehicular accidents, the employer has the option to hire a truck accident attorney to obtain a fair settlement. Given the various consequences
Ethical, which came from the word “ethics”, is the state of having a set of moral principles. In a business, that means operating as if you’re living a certain lifestyle. Your practices are geared towards making a positive change in the world. When you advertise your products or services, you don’t focus on the profits
One of the many things that business owners have to take care of is their employees. They are the lifeline of every business. Without them, no business can be a success. However, there is a particular demographic of employees that require more care than others. These are the aging employees. About 41 million of the
We don’t give plumbing much thought until something goes wrong with it. Some plumbing catastrophes are unavoidable, while others are the result of human error. Your home’s plumbing system must stay in good operating condition to keep everyone in the house safe and healthy. Your poor habits that cause havoc in your drainage pipes might
Making your warehouse efficient isn’t only about organizing everything and shipping a product on time. It also entails increasing productivity while saving money & time. One of the standard practices is labeling the products, which doesn’t require you to use any software. Other practices like RFID systems, scanners, or barcodes belong to inventory and warehouse management systems that
As a college student, there will be circumstances that you will run out of budget or your resources are not enough to survive the whole semester. There are ways you can borrow money to pay your college fees, including your tuition and accommodation. You make informed financial decisions on your own, based on your knowledge,
