People often have a negative idea in mind when they hear about hard money loans. In movies, hard money lenders are typically portrayed as loan sharks who demand their clients to surrender their property with more value than the amount being loaned. Then, the movie creates a situation wherein the borrower isn’t able to pay
Many banks offer credit card rewards for new signees, and in fact, it’s pretty common practice for banks to give out amazing freebies or huge discounts for first-time credit cardholders. Naturally, people have found a way to exploit these offers in a practice called ‘credit card churning’. What is Credit Card Churning? At its most
Buying a home is one of the biggest financial commitments you’ll ever make in your life. If you don’t want to take on more debt than you can handle, you’ll have to run the numbers before signing your name on a binding contract. Otherwise, you could end up with a mortgage that’s worth more than
In just a few weeks we are about to enter the last quarter of the year. And while things are a lot different now compared to last year — no thanks to the coronavirus pandemic — it doesn’t mean that our lives should stop. Sure, the health crisis has somewhat changed the way we celebrate
Conventional wisdom dictates that people who want to purchase a house should do that while they’re still young. Since you’ll likely be paying your home loan for the next 15 or 30 years, you might as well get a head start. Unfortunately, not everyone has the opportunity to start early. Issues, such as mounting credit
They say the best things in life happen when you are still young. In that case, your 20s is the foundation for your future. What you do during those 10 years will greatly affect your life 10-30 years later. If you are a young professional in your 20s, you should know your priorities and the
Ah, young adulthood. It’s a phase of life that is the most exciting but at the same time very overwhelming. When we were teenagers, we couldn’t wait to grow up. But now that we can be classified as “adults,” we just can’t help but wish that we were young and carefree kids again. Our 20s
After the long and dreary winter and spring comes the fun summer season, when it’s all about pool parties, barbecues, and family events. Since we’re living in an actual state of pandemic and events might not be allowed for a long time, our backyards will be our dining rooms, ballrooms, and event places. But is
We’re currently living in tough times, but that doesn’t mean you have to lose against it. Find out how you can better manage your finances, especially during this health and financial crisis we’re faced with. Assess your current financial status. If you have a monthly household budget, you have to look for ways in which
Most homeowners don’t think about maintaining their gutters too much. Oftentimes, they forget all about it until it’s the rainy season again and the gutters are clogged. If you want your gutters to stay well-maintained all-year-round, here are the common mistakes that you need to avoid: 1. Inadequate or infrequent cleaning In Salt Lake City
